Terms of Use
  Last updated: August 3rd 2025 
 
    Eligibility 
 
 
 You must be at least 18 years old to use the app. If you’re under 18, you must have permission from a parent or guardian. 
 
 
  
 
 
  Your Account 
 
 To use Pivva, you may be required to create an account. You are responsible for keeping your login information secure and for all activity under your account.
 
   Use of the Service 
 
 You agree to use the Service only for personal, non-commercial purposes. You may not:
 
 - Use the app for any unlawful purpose
 
 - Attempt to gain unauthorized access to our systems
 
 - Copy, modify, or reverse engineer the app or any part of it
 
   Financial Information Disclaimer 
 
 Pivva is a budgeting and goal-setting tool. It is not a financial advisor, does not offer financial, legal, or tax advice, and does not access or manage your bank accounts directly. All insights are for informational purposes only.
 
 
 
   Privacy 
 
 
 Your privacy is important to us. Please review our Privacy Policy 
to understand how we collect, use, and protect your personal information.
 
 
 
  App Updates and Availability 
 
 We may update or change the app at any time. We do our best to keep it running smoothly but can’t guarantee uninterrupted service.
 
 
   Termination 
 
 
 We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, if we believe you’ve violated these Terms.
 
 
  Intellectual Property 
 
 All content in the app, including text, graphics, logos, and software, is the property of Pivva or its licensors and protected by intellectual property laws.
 
 
Limitation of Liability
To the fullest extent permitted by law, Pivva shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service.
 
 
 
  Changes to These Terms 
 
 We may update these Terms occasionally. If we make significant changes, we’ll notify you through the app or by email. Continued use means you accept the updated Terms.
 
 
 
  Contact Us 
 
 Have questions? Reach out at: admin@artsbyall.com
 
 
